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Insurance

Home Insurance

Allianz Home Insurance through Credit Union SA allows you to insure your house, the things inside it, your portable contents or your investment property.

With products and options to tailor your cover, you can select the right product for you.

Combine your building and contents cover to receive up to 10% discount on your premium²𝄒⁴.

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Designed to cover the physical structures that make up your home buildings, including the garage, deck, sheds and more.

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Designed to cover items at your home, from furniture and white goods, to personal belongings like computers, clothing and shoes.

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Cover for your belongings at your rental property from damage caused by fire, theft and storm.

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Protect your investment property and landlord's contents from insured events such as theft, fire, storm and malicious damage.

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This is a limited summary of cover only. For full details of the terms, conditions, limits and exclusions about our home insurances please refer to the relevant Credit Union SA Home and Contents Insurance and/or Credit Union SA Landlord Insurance Product Disclosure Statements (PDS) and any applicable supplementary PDS before making a decision to purchase the insurance. To see some of the events covered and not covered, please refer to the Home Buildings, Home Contents, Landlord Buildings or Landlord Contents Key Fact Sheets (KFS).

Policy Documents and Key Fact Sheets

We do not provide advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please refer to the relevant Credit Union SA Home and Contents Insurance and/or Credit Union SA Landlord Insurance Product Disclosure Statements (PDS), any applicable supplementary PDS and Home BuildingsHome ContentsLandlord Buildings or Landlord Contents Key Fact Sheet/s (KFS) also available for reference.

If you purchased home or landlord insurance before 16 December 2019, please refer to the relevant Classic Home InsurancePrestige Home Insurance and/or Landlord Insurance Product Disclosure Statements (PDS), any applicable supplementary PDS and Home and Contents and Landlord Key Fact Sheet/s (KFS).

Credit Union SA Ltd ABN 36 087 651 232, AFSL/Australian Credit Licence Number 241066, arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply. Before making a decision, please consider the relevant Product Disclosure Statement available from creditunionsa.com.au/terms-and-conditions. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.

2 Combined A discount of up to 10% for combining Buildings and Contents covers on one policy is applied for Building and Contents, Motor Burnout and Accidental damage cover where applicable. The combined policy discount does not apply to the optional Flood or Portable Contents covers.

 4 Minimum premiums If you are eligible for more than one discount, Allianz applies them in a predetermined order. This means any subsequent discount will be applied to the reduced premium amount after applying any prior discounts and the effect of the subsequent discount will be reduced.  For example, the aggregate effect of applying two 10% discounts consecutively means that you will not see the full benefit of both these discounts. 

Discounts do not apply to taxes or government charges.

Discounts do not apply to optional covers for Domestic Workers Compensation / Landlord Workers Compensation, and may not apply to other optional covers (if available and selected).

Any discounts/entitlements may be subject to rounding and may only apply to the extent that any minimum premium is not reached.