Home and Contents Insurance
Almost 8 in 10 homeowners and renters will be worse off in the event of a total loss...
because they do not have adequate insurance cover to allow them to resume the same standard of living in the event of a crisis*
Check your policy now
There’s no better time than now to check that you’re adequately covered.
Credit Union SA is here to help you
Talk to us about options for covering your home, investment property, contents and personal effects away from home.
You could save up to 10% on home insurance when you buy a building and contents policy online.
Why choose Allianz Home and Contents insurance through Credit Union SA?
We've taken the hassle out of comparing our insurance products.
Our Home Building and Contents insurance includes a range of features and benefits designed to give you peace of mind. Whether you are looking for cover for insured events or more comprehensive cover, we can assist.
We also offer:
- Pay by the month at no extra premium3
- Dedicated claims support 24/7
You can choose from two levels of cover - Classic and Prestige4.
Plus, if you are purchasing a property and you take out a new 12 month Allianz Home Insurance Policy (with buildings cover) with us you will receive up to 90 Days’ Free Buildings Cover5 during your property’s settlement period!
Save up to 10% on your home insurance policy when you buy online1
Up to a 30% no claim bonus1,2
Combine your building and contents cover to receive a discount of up to 10%
Receive an additional discount of up to 10% if aged 50 and over
Want to do more with your money?
*Insurance Council of Australia Home and Motor Report – Quantum Research, April 2016.
Credit Union SA Ltd ABN 36 087 651 232, AFSL/Australian Credit Licence Number 241066, arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. We do not provide advice on this insurance based on any consideration of your objectives, financial position or need. Policy terms, conditions, limits, exclusion and underwriting criteria apply. Before making a decision please consider the relevant Product Disclosure Statement: Prestige Home PDS or Classic Home PDS. If you purchase this insurance, we receive a commission that is between 0% and 22% of the premium. Ask us for more details before we provide you with services.
1Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Any online discounts offered are applied to our standard rates (excluding optional covers) [and are for the first year's premium only (unless stated otherwise)].
2To qualify for the maximum No Claim Bonus of 30%, customers must have had no home or contents insurance claims in the preceding five years. However, customers who have had up to two claims may still qualify for reduced No Claim Bonus.
3Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and account transaction fees may apply.
4Classic cover is not available online. Please call 8202 7777 or visit a branch.
5The offer of free buildings cover may only be used in conjunction with the purchase of a residential home or residential investment property and the purchase of a twelve (12) month Home Insurance or Landlords Policy for that property which includes buildings cover. It is not available to land-only ownership or Strata Title properties. This insurance is subject to normal underwriting terms and is offered subject to your eligibility for home or landlord insurance with the insurer. You must consider whether you need insurance for your settlement period as this varies from state to state and may depend on the terms of your contract for sale of property. Please seek independent advice to ensure that you are adequately covered at the appropriate time. By purchasing a twelve (12) month home or landlord insurance policy (including buildings cover), your policy will include an additional free cover period for your building(s) of up to a maximum of 90 days before the start date of your twelve month policy. The free cover period effective date and expiry date will be shown in your policy schedule. The expiry date will be the settlement date nominated by you, which cannot exceed the ninetieth (90th) day from the start of the free cover period. The twelve (12) month period of insurance under your home or landlord insurance policy will commence immediately following the expiry of the free cover period. Once the policy is purchased, the expiry date of your free buildings cover and the commencement date of your twelve (12) month insurance policy cannot be changed unless agreed to by the insurer in writing. The terms, conditions, limits and exclusions in your home or landlord insurance policy (which are set out in the Product Disclosure Statement and policy schedule) will apply to the free cover period. These include, but are not limited to, ’Buildings not lived in for more than 60 days’, ‘taking precautions’ and ‘security devices and burglar alarms.’ The optional additional cover ‘Rent Default and Theft by Tenant’ if selected in the landlord insurance policy, does not apply during the free cover period.