Skip to content
Allianz Insurance

Home and Contents Insurance

Almost 8 in 10 homeowners and renters will be worse off in the event of a total loss...

because they do not have adequate insurance cover to allow them to resume the same standard of living in the event of a crisis*

Quote online Call (08) 8202 7777


Check your policy now

There’s no better time than now to check that you’re adequately covered.


Credit Union SA is here to help you

Talk to us about options for covering your home, investment property, contents and personal effects away from home.


Save online

You could save up to 10% on your first year's premium when you buy a new building and contents policy online.1


Why choose Allianz Home and Contents insurance through Credit Union SA?

We've taken the hassle out of comparing our insurance products.

Our Home Building and Contents insurance includes a range of features and benefits designed to give you peace of mind. Whether you are looking for cover for insured events or more comprehensive cover, we can assist.

We also offer:

  • Pay by the month at no extra premium3
  • Dedicated claims support 24/7

You can choose from two levels of cover - Classic and Prestige4.  

Quote online Call (08) 8202 7777 Key Facts Sheets

Features

Save up to 10% on your first year's premium when you buy a new home insurance policy online1

 

Up to a 30% no claim bonus1,2

 

Combine your building and contents cover to receive a discount of up to 10%

 

Receive an additional discount of up to 10% if aged 50 and over

 

Compare Home Insurance

Product name

Overview

Accidental damage

Accidental damage (break of glass)

Earthquake and tsunami

Explosion

Fire or smoke

Impact damage

Lightning or thunderbolt

Malicious acts

Riot or civil commotion

Water or other liquid damage

Automatic indexation of sum insured

Contents in open air at the risk address (sub-limits for selected contents based on insured events loss or damage)

Credit cards - cover for loss or theft for fraudulent use

Fusion of electric motors

Guests', visitors' and domestic helpers' property

Landlords' contents (when home is tenanted and if building cover only is taken)

Legal liability cover

Modifications to buildings for paraplegia and quadriplegia (Up to $10,000)

Replacement of locks and cylinders

Security firm attendance (up to $500)

Spoilage of refrigerated/freezer food

Temporary removal of Contents from your risk address

Title deeds (up to $2,000)

Veterinary costs (up to $500)

 

Our premium product covers you for any accidental loss or damage to your buildings and/or contents (unless we state otherwise in the policy). Other benefits include legal defence costs and cover for contents in transit.

Accidental damage
Accidental damage (break of glass)
Earthquake and tsunami
Explosion
Fire or smoke
Impact damage
Lightning or thunderbolt
Malicious acts
Riot or civil commotion
Water or other liquid damage
Automatic indexation of sum insured
Contents in open air at the risk address (sub-limits for selected contents based on insured events loss or damage)
Credit cards - cover for loss or theft for fraudulent use

Up to $5,000

Fusion of electric motors

Motors up to 12 years old

Guests', visitors' and domestic helpers' property
Landlords' contents (when home is tenanted and if building cover only is taken)
Legal liability cover

Up to $20,000,000

Modifications to buildings for paraplegia and quadriplegia (Up to $10,000)
Replacement of locks and cylinders

Up to $2,000

Security firm attendance (up to $500)
Spoilage of refrigerated/freezer food

No specified limit

Temporary removal of Contents from your risk address

Up to 20% of contents sum insured with sub-limits for listed contents, while kept where temporarily residing/or up to $7,500 for contents anywhere else in Australia or NZ.

Title deeds (up to $2,000)
Veterinary costs (up to $500)
Remove

This cover includes cover for insured events plus additional features and benefits such as cover for fusion of household electric motors. Classic Home Insurance is not available online.

Accidental damage
Accidental damage (break of glass)
Earthquake and tsunami
Explosion
Fire or smoke
Impact damage
Lightning or thunderbolt
Malicious acts
Riot or civil commotion
Water or other liquid damage
Automatic indexation of sum insured
Contents in open air at the risk address (sub-limits for selected contents based on insured events loss or damage)
Credit cards - cover for loss or theft for fraudulent use

Up to $5,000

Fusion of electric motors

Motors up to 10 years old

Guests', visitors' and domestic helpers' property
Landlords' contents (when home is tenanted and if building cover only is taken)

Up to $10,000

Legal liability cover

Up to $20,000,000

Modifications to buildings for paraplegia and quadriplegia (Up to $10,000)
Replacement of locks and cylinders

Up to $1,000

Security firm attendance (up to $500)
Spoilage of refrigerated/freezer food

Up to $500

Temporary removal of Contents from your risk address

Up to 20% of contents sum insured with sub-limits for listed contents, while kept where temporarily residing

Title deeds (up to $2,000)
Veterinary costs (up to $500)
Remove

Want to do more with your money?

Members of Credit Union SA are eligible to save 6%* on health insurance premiums on all Health Partners health covers.

Allianz Motor Insurance through Credit Union SA has a great range of features and benefits designed to suit customers with different needs.

Choose from four levels of travel insurance cover including Comprehensive, Domestic, Essentials and Multi-Trip plans.

Allianz Insurance through Credit Union SA can provide the insurance to protect it and its contents.

*Insurance Council of Australia Home and Motor Report – Quantum Research, April 2016.

Credit Union SA Ltd ABN 36 087 651 232, AFSL/Australian Credit Licence Number 241066, arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. We do not provide advice on this insurance based on any consideration of your objectives, financial position or need. Policy terms, conditions, limits, exclusion and underwriting criteria apply. Before making a decision please consider the relevant Product Disclosure Statement: Prestige Home PDS or Classic Home PDSIf you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.

1Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Any online discounts offered are applied to our standard rates (excluding any domestic workers' compensation cover) [and are for the first year's premium only (unless stated otherwise)].

2To qualify for the maximum No Claim Bonus of 30%, customers must have had no home or contents insurance claims in the preceding five years. However, customers who have had up to two claims may still qualify for reduced No Claim Bonus.

3Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and account transaction fees may apply.

4Classic cover is not available online. Please call (08) 8202 7777 or visit 400 King William St, Adelaide. 

Let's Chat