Help me insure myself
Our guide to protecting yourself and those you love.
Health Insurance can cover you against unexpected illness and also help with the costs of keeping you healthy in the meantime. There are two types of cover that are typically offered.
- Hospital cover covers you when you are submitted to hospital for necessary procedures. It generally allows you to choose your doctor and hospital and ensures little or no waiting time.
- Extras cover is for more day-to-day treatments to maintain your health, such as visits to the dentist, optician and chiropractor.
You can usually choose which level of cover and what type of extras you need to suit your health needs and budget.
Credit Union SA is proud to partner with Health Partners, South Australia’s largest open health fund, which has provided hospital and extras cover to over 80,000 members since 1937.
You can never know what’s going to happen when you’re away – even if it’s in familiar territory. So travel insurance is a great – and very sensible – way to minimise the costs if something does go wrong.
Most travel insurers will allow you to choose from a range of options depending on the type of trip you’re taking and where you will go. With Credit Union SA Travel Insurance you can even include specific options to suit your activities, such as a ‘Cruise Pack’ for leisurely holidays around the Pacific, or ‘Snow Pack’ if you’re hitting the slopes.
Keep in mind that your travel plans can be affected by anything from industrial action to volcanic eruptions. In fact, volcanic ash clouds have caused thousands of people to be stranded in recent years, with planes unable to fly home and the extra costs this causes may be something your travel insurance could cover.
Don’t forget your health, either. Something as simple as a sprained ankle could prevent you from taking part in activities that you’d pre-paid for, and that could be covered under your policy. The cost of medical attention could also be quite extreme, depending on where you are.
You should consider purchasing your travel insurance as soon as you book your flights and well before you travel, so that if – for unforeseen reasons – you can’t actually make it to the airport, you may not be out of pocket.
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Credit Union SA Ltd ABN 36 087 651 232 AFSL/Australian Credit Licence Number 241066, refers members to Health Partners Ltd ABN 43 128 282 904 for the sale of Health Insurance.
Travel Insurance is underwritten by Allianz. Allianz has appointed AWP Australia Pty Ltd trading as Allianz Global Assistance ABN 52 097 227 177 AFSL 245631 to issue and manage this insurance and administer all emergency assistance services and benefits of this insurance.
We do not provide advice on insurance based on any consideration of your objectives, financial position or needs. Policy terms, conditions, limits, exclusion, eligibility criteria and underwriting criteria apply. Before making a decision please consider the relevant Product Disclosure Statement. If you purchase insurance through us, we receive a commission that is between 0% and 30% of the premium. Ask us for more details before we provide you with services. Where insurance premium is paid as part of a loan payment, interest will be payable on that premium.