Credit Union SA - Loans

Fixed Rate

Credit Union SA offers Fixed Rate Personal Loans for a number of purposes.

You can borrow for a new car, motorcycle, boat or caravan at our special low fixed interest rate. And if you choose a four cylinder car, we'll discount your rate further for making an environmentally friendly choice.

We also offer a special rate for education related purchases, like laptops.

You can even use a fixed rate personal loan to make environmentally friendly home improvements!

Key points

Minimum loan is $1,000
Maximum loan amount for an individual borrower $50,000
Maximum loan amount for joint borrowers $100,000
Maximum loan amount for environmental home improvements is $30,000
Minimum value of car, motorcycle, boat or caravan $5,000
Maximum term of loan 10 years - depends on loan amount
No account keeping fees

For further information call our member service centre
on 8202 7777 or visit your local branch.

- Fixed Rate

Fixed Rate - Rates

Category	Min. amount	Nominal %pa	Comparison %pa
4 Cylinder Car*	$5k	8.45	8.60^
Car, Boat, Bikes or Caravan*	$5k	8.70	8.86^
Environmental Loan*	$1k	9.24	9.24**
Fixed Education Loan	$1k	11.25	11.25**

Notes:
Interest is calculated on a daily basis.
*After the 5 year fixed term the rate reverts to the then Special variable reference rate.
**Comparison rate is based on $10,000 loan taken over 3 years.
^Comparison rate is based on $30,000 secured loan over 5 years.