Credit Union SA: Loans

First Home Loan

Buying your first home or looking to re-finance?

This loan is for first home buyers or for those who have an existing first home loan with another financial institution which is less than two years old.

Key Points

  • No establishment fees
  • No account keeping fees
  • 10% discount on Allianz home insurance covers
  • Minimum loan $100,000
  • Maximum loan $1,250,000
  • Minimum top up $5,000
  • Maximum term 30 years
  • Additional repayments allowed
  • Redraw available - minimum $500
  • Maximum loan to valuation ratio for owner occupation 95%
  • Maximum loan to valuation ratio for investment 90%
  • Maximum loan to valuation ratio without lender's mortgage insurance 80%


For further information call our member service centre
on 8202 7777 or visit your local branch.

 

 

 

 - First Home Loan

First Home Loan - Rates

Amount

Nom.% pa

Comparison % pa

First Home Loan $100k to $1,250k 5k min top-up 6.87 7.08

Notes:
Interest is calculated on a daily basis.
Interest rates are variable.
The Home Loan variable rate is a reference rate.
Comparison rate is based on a loan of $150,000 taken over 25 years.