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First Home Loan
Buying your first home or looking to re-finance?
This loan is for first home buyers or for those who have an existing first home loan with another financial institution which is less than two years old.
Key Points
- No establishment fees
- No account keeping fees
- 10% discount on Allianz home insurance covers
- Minimum loan $100,000
- Maximum loan $1,250,000
- Minimum top up $5,000
- Maximum term 30 years
- Additional repayments allowed
- Redraw available - minimum $500
- Maximum loan to valuation ratio for owner occupation 95%
- Maximum loan to valuation ratio for investment 90%
- Maximum loan to valuation ratio without lender's mortgage insurance 80%

For further information call our member service centre on 8202 7777 or visit your local branch.
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First Home Loan - Rates |
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Amount |
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|
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Nom.% pa |
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Comparison % pa |
| First Home Loan |
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$100k to $1,250k |
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5k min top-up |
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6.87 |
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7.08 |
Notes:
Interest is calculated on a daily basis.
Interest rates are variable. The Home Loan variable rate is a reference rate. Comparison rate is based on a loan of $150,000 taken over 25 years.
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