 |
Variable Rate
Get the formula right with our flexible Credit Union SA variable rate home loans.
The interest rate on variable rate loans rise and fall according to the market trend and the Reserve Bank of Australia.
You can mix and match our variable rate home loan with a fixed rate home loan or add a home equity line into the mix.
Did we mention there are no monthly fees on these accounts?
Key Points
- Minimum loan $5,000
- Minimum top up $5,000
- Maximum term of loan 30 years
- No monthly or account keeping fees
- Additional repayments can be made for any amount, anytime
- Redraw available - minimum $500
- Maximum loan to valuation ratio for owner occupation 97%
- Maximum loan to valuation ratio for investment 90%
- Maximum loan to valuation ratio without Lender's Mortgage Insurance 80%
For further information call our member service centre
on 8202 7777 or visit your local branch.
|
Variable Rate - Rates |
|
Notes:
Interest is calculated on a daily basis.
Interest rates are variable.
The Home Loan variable rate is a reference rate.
Comparison rate is based on a loan of $150,000 taken over 25 years.
|
|
