Credit Union SA - Loans - Variable Rate

Variable Rate

A Credit Union SA Variable Rate Personal Loan gives you the cash bargaining power to do things that are important to you.

Repayments terms are arranged to suit your budget and you can make extra repayments without penalty at any time. What's more there are no annoying account keeping fees.

Key points

Maximum loan amount for an individual borrower $30,000
Maximum loan amount for joint borrowers $50,000
Minimum loan amount $1,000 including top-ups
Maximum term of loan 10 years - depends on loan amount
Special variable rate is for purchase of car, motorcycle, boat or caravan with bill of sale.
No account keeping fees

For further information call our member service centre
on 8202 7777 or visit your local branch.

- Variable Rate

Variable Rate - Rates

Category	Min. amount	Nominal %pa	Comparison %pa
Special Variable	$5k	10.60	10.75^
Standard Variable	$1k	13.60	14.41*
Tertiary Student	$1k	10.85	10.85*
Deposit Secured	$2k	12.00	12.81*
Teacher's 1st Home Dep.	$1k	7.87	7.87*

Notes:
Interest is calculated on a daily basis.
*Comparison rate is based on $10,000 loan taken over 3 years.
^Comparison rate is based on $30,000 secured loan over 5 years.