Credit Union SA - Fees and Rates

Fixed Rate - Rates

	Amount		Nom.% pa	Comparison % pa
New	$5k to	1 yr	6.87	7.17
	$299k	2 yr	7.45	7.26
		3 yr	7.85	7.41
	$300k &	1 yr	6.87	6.91
	above	2 yr	7.45	7.02
		3 yr	7.85	7.19
Refix or	$5k to	1 yr	7.27	7.21
Transfer	$299k	2 yr	7.45	7.25
		3 yr	7.85	7.40
	$300k &	1 yr	7.27	6.94
	above	2 yr	7.45	7.01
		3 yr	7.85	7.18

Variable Rate - Rates

Amount		Nom.% pa	Comparison % pa
$5k to $299k	5k min top-up	7.17	7.21

$300k & above	5k min top-up	6.87	6.91

First Home Loan - Rates

Amount

Nom.% pa

Comparison % pa

First Home Loan

$100k to $1,250k

5k min top-up

6.87

7.08

Line of Credit - Rates

Amount

Nom.% pa

Comparison % pa

$5k to $299k

5k min top-up

7.17

$300k & above

5k min top-up

6.87

Bridging Finance - Rates

Amount

Nom.% pa

Comparison % pa

$5k and above

7.17

Fixed Rate - Rates

Category	Min. amount	Nominal %pa	Comparison %pa
4 Cylinder Car*	$5k	8.45	8.60^
Car, Boat, Bikes or Caravan*	$5k	8.70	8.86^
Environmental Loan*	$1k	9.24	9.24**
Fixed Education Loan	$1k	11.25	11.25**

Variable Rate - Rates

Category	Min. amount	Nominal %pa	Comparison %pa
Special Variable	$5k	10.60	10.75^
Standard Variable	$1k	13.60	14.41*
Tertiary Student	$1k	10.85	10.85*
Deposit Secured	$2k	12.00	12.81*
Teacher's 1st Home Dep.	$1k	7.87	7.87*

Visa Credit Card - Rates

Category	Min. amount	Nominal %pa	Comparison %pa
Introductory rate	$1k	4.99	-
Standard rate		10.49	-

Overdraft - Rates

Category		Min. amount		Nominal %pa		Comparison %pa
Standard rate		$1k		15.25		-

Before acquiring a product we recommend you read the terms & conditions. The product terms & conditions can be found in the associated product area of the website (eg Car Loans under 'Loans').