Insurance Disclosures
“We, “us” or “our” means Credit Union SA Ltd ABN 36 087 651 232 AFSL 241066.
Neither we nor any of our related companies guarantee the benefits payable under the policies or the repayment of any premium.
Who are the Insurers?
Home Insurance is issued by Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850 AFSL 234708. We act as an agent of Allianz in arranging this insurance and not as your agent.
Motor Vehicle Insurance is issued by Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850 AFSL 234708. We act as an agent of Allianz in arranging this insurance and not as your agent.
Landlord issued by Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850 AFSL 234708. We act as an agent of Allianz in arranging this insurance and not as your agent.
Pleasurecraft Insurance is provided by Club Marine Limited (Club Marine) ABN 12 007 588 347, AFSL 236916. The insurer is Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850, AFSL 234708. Club Marine is a related body corporate and an agent of Allianz. We act as agent for Club Marine in arranging this insurance and not as your agent.
Caravan and Trailer Insurance is issued by Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850 AFSL 234708. We act as an agent of Allianz in arranging this insurance and not as your agent.
Consumer Credit Insurance (Loan Cover, Five Year Mortgage Repayment, Continuous Credit)
Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850, AFSL 234708 is the insurer of the Disability cover (Part 2) and Involuntary Unemployment cover (Part 3) and is only responsible for these covers. Allianz Australia Life Insurance Limited (Allianz Life) ABN 27 076 033 782, AFSL 296559 is the insurer of the Death cover (Part 1) and is only responsible for this cover. Allianz acts as Allianz Life’s agent in offering and administering the Death cover. We act as an agent of Allianz in arranging this insurance and not as your agent.
Club Marine Assist
Assistance service is provided by ETI Australia Pty Ltd trading as Mondial Assistance ABN 52 097 227 177 AFSL 245631. Please refer to the Club Marine Assist information sheet for terms, conditions and limitations. We accept no liability or responsibility for the assistance services provided by Club Marine, Mondial Assistance, their employees, agents, contractors or sub-contractors.
Commissions
When we arrange insurance, we may receive a commission from the insurer. The commission is calculated as a percentage of the premium you pay, not including any taxes or other government charges. The amount of commission varies depending on the type of insurance and will be in the range of 0% to 22%. Commission is only payable on premium actually paid.
Minimum Premiums and Discounts
Minimum premiums may apply. Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements.
Policy benefits and features
All information regarding the benefits, features or extent of cover provided by any of the policies is provided as a summary only. You should refer to the relevant Product Disclosure Statement (PDS) for the full policy terms, conditions, exclusions and limitations.
A Product Disclosure Statement (PDS) for insurance products can be requested by calling our Insurance Team on (08) 8202 7700 or visiting your local branch.
Any advice here does not take into consideration your objectives, financial situation or needs, which you should consider before acting on our recommendations. You should read
Premiums paid by instalments
Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.
Sum Insured calculators
The building sum insured calculator is provided by Reed Construction Data. The contents sum insured calculator is provided by Sum Insured Pty Ltd. We accept no liability for the content or accuracy of the calculators.
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